Business Savings Accounts
Put your surplus funds to work – effortlessly.
With interest rates still at strong levels, now is the perfect time to earn more from your company’s idle cash. At Station Hill Capital, we help businesses like yours unlock better returns through high-yield business savings accounts, with options tailored to your cashflow, access needs, and risk profile.
Why it matters
£186 billion of SME capital is currently sitting in low or no-interest current accounts. According to the Centre for Economic and Business Research, this is costing UK businesses over £4.2 billion a year in lost interest.
Don’t let your business be part of that statistic. Whether you’re holding funds for tax, payroll, or expansion, there’s a smarter way to manage your reserves.
How we help
We’ve partnered with Swoop to bring you access to a powerful business savings aggregator tool – offering curated savings solutions from top-tier, FSCS-protected institutions.
- Compare and access competitive rates
- Open and manage multiple accounts from a single dashboard
- Maximise your interest earnings
- Maintain full control and visibility
Types of accounts available
Easy Access Accounts
- Withdraw anytime
- Flexible for short-term needs
- Interest typically 3–4%
Fixed-Term Accounts
- Lock funds for 6–24 months
- Higher returns (up to 7%)
- Ideal for planned reserves
Notice Accounts
- Require 45–120 days' notice to withdraw
- Blend of access and return
- Interest rates vary by notice period
Is it right for your business?
If your business holds £10,000+ in reserves that aren’t needed in the next few weeks, a savings strategy could deliver significant returns with minimal effort.
We’ll help you:
- Choose the right structure
- Minimise administrative hassle
- Avoid early withdrawal penalties
- Stay compliant with FSCS protection
Ready to get started?
Speak to Station Hill Capital today and we’ll help you register and optimise your business cash reserves through our smart savings platform partner.